This site has been published in the United States for residents of the United States. The foregoing has been prepared solely for informational purposes, and it is not an offer to buy or sell or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. Wintrust Investments and any of its employees acting as an agent, may transact business in a particular state only if first registered, excluded or exempted from registration requirements either individually or as a firm. In addition, follow-up conversations or meetings with individuals in a particular state by either Wintrust Investments or its employees acting as agent to effect transactions in securities or discuss securities, investment planning or other personal investment advice will not be made without first becoming registered, excluded or exempted from registration requirements either individually or as a firm.

USA Patriot Act Customer Identification Program Notice
Important Information You Need to Know About Opening A New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or entity) who opens an account.

Types of Information You Will Need to Provide
When you open an account, your firm is required to collect, verify and record certain identifying information from you.

When opening an account for yourself or another individual, we will collect the name, address, date of birth, social security number, and other information that will allow us to identify all customers on the account. We may also ask to see a driver’s license, passport or other identifying documents.

When opening an account for a corporation, partnership, trust, or other legal entity we will collect the entity’s name, address, and taxpayer identification number. You may also need to provide other information, such as certified articles of incorporation, government-issued business license, a partnership agreement, or a trust agreement. Additionally, legal entity customers may be required to identify and verify the identity of beneficial owners or individuals that have control or are associated with the account.

Disclosure of Interests
If you wish to obtain further details about any information contained on this site, we suggest that you contact a Wintrust Wealth Management professional. It is possible that individual employees of Wintrust Wealth Management may disagree with opinions or recommendations in materials at this site. Wintrust Wealth Management, its officers and/or employees may from time to time have long or short positions in such securities or in options, futures or other derivative instruments based thereon mentioned on this site. One or more officers and/or employees of Wintrust Wealth Management may be a director of the issuer of the securities mentioned at this site. The services and information provided through this site are for personal, non-commercial use and display. Wintrust Wealth Management does not intend to provide investment advice through this site and does not represent that the securities or services discussed are suitable and in the best interests of any investor. Investors are advised not to rely only on any information contained in the site in the process of making a fully informed investment decision. Wintrust Investments does not, and this site does not intend to, render tax or legal advice.

Material to be Consulted in its Entirety
All materials at this site are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosure or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.

Linked Sites
Wintrust Wealth Management has not reviewed any of the sites linked to this site, and is not responsible for the content of off-site pages or any other site linked or linking to the site. Your linking to any off-site pages or other sites is at your own risk.

Children’s Online Privacy
Protecting the identity and privacy of children is a responsibility that we take very seriously. The responsibility to protect this information rests with both the online industry as well as with parents. We do not knowingly collect, use, or maintain any information throughout our websites about children who are under the age of 13. If we determine that a child under the age of 13 has provided us with information through one of our websites, we will only use this information to notify the parents that the information was received. Parents can avail themselves of various filtering software packages that are available to prevent their children from accessing websites which they deem to be inappropriate. Parents can choose to utilize this and other methods to limit websites to which their children have access.

Social Media Disclosure
Wintrust Wealth Management (“WWM”) provides investment management, brokerage, financial planning, asset management, and trust services, strategies and expertise. All investments carry a certain degree of risk, including possible loss of principal, and there is no assurance that an investment will provide positive performance over any period of time. Past performance does not guarantee future results.

WWM may post content to third party sites that contain references and/or links to opinion based content. The content posted is for informational and educational purposes only as of the date of writing and may change at any time based on market or other conditions. Third party posts do not necessarily reflect the views of WWM. Links to third party sites are believed to be reliable but have not been independently reviewed by WWM.

WWM Social Media content is not intended to be a recommendation or investment advice, does not constitute a solicitation to buy or sell securities, and is not provided in a fiduciary capacity. The information provided does not take into account the specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on an investor's objectives and circumstances and in consultation with his or her advisors. WWM does not engage in rendering any tax, legal or accounting advice. Please consult with a qualified professional for this type of advice.

You should not disclose personal financial or account information on social media. Visitors must avoid posting positive reviews of their experiences with WWM as such testimonials are prohibited under state and federal securities laws and may not reflect the experience of all clients of adviser.

Complaints should not be submitted via WWM’s social media platforms. Please speak with your financial advisor for such inquiries or complaints or call the WWM Compliance Department: 1-800-445-2233 ask for Compliance or via email at compliance@wintrustwealth.com.

File a complaint about business practices

Electronic Communication
This site permits you to communicate electronically by sending an email message to Wintrust Investments. By use of this site, you agree not to use email to give Wintrust Investments any instruction affecting your account(s) or any linked accounts, including, but not limited to placing orders to purchase or sell a security or to transfer funds. You also agree not to use email for the transmission of any personal credit information (including account numbers or credit card numbers), to give notice of a change of address, or to give Wintrust Investments any time-sensitive instructions. Wintrust Investments shall not be liable for any actions taken or any omissions to act as a result of any e-mail message you send to Wintrust Investments.

Copyright
If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

Warranty and Limitation of Liability
The accuracy, completeness and timeliness of the information contained on this site cannot be guaranteed. All such information is subject to change at any time without notice. Wintrust Wealth Management does not warranty, guarantee or make any representations, or assume any liability with regard to financial results based on the use of the information in the site. Wintrust Wealth Management is not liable for any harm caused by the transmission, through accessing the services or information on this site, of a computer virus, or other computer code or programming device that might be used to access, delete, damage, disable, disrupt or otherwise impede in any manner, the operation of the site or of any user's software, hardware, data or property. The use of this web site is at your own risk.