Guidance

RESOURCES TO HELP SHAPE YOUR FINANCIAL FUTURE

Retirees

 

An Investing History Lesson

December 4, 2017 -

The key going forward is to learn from past behaviors and avoid repeating previous mistakes.


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Good Apples Don't Just Fall From Trees

December 4, 2017 -

We remain committed to a long-term perspective.


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What Happens to Your HSA in Retirement?

November 29, 2017 -

HSA-owning retirees need to think about asset allocation, sequence of withdrawals, and beneficiary designations.


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Don’t Neglect the Softer Side of Your Estate Plan

October 24, 2017 -

Document and share your wishes for end-of-life care, the care of your pets, the disposition of your tangible assets, and more.


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Point of View

October 12, 2017 -

Analysis of Q3 2017


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An Estate Planning Checklist

September 25, 2017 -

‘Estate planning’ evokes complexity and high costs. What you need to know to get it done.


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These Charitable Investment Strategies Deliver a ‘Three-fer’

September 25, 2017 -

These three maneuvers will tend to deliver a higher tax benefit than writing a check and deducting it, and may even improve your portfolio.


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When Is the Right Time to Take RMDs?

August 28, 2017 -

Where you go for required minimum distributions will usually have a bigger impact than when you go.


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In-Retirement Withdrawal Rates

August 25, 2017 -

The withdrawal rate from a portfolio can make or break a retirement plan.


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10 Ways to Curb Taxes in Retirement

August 22, 2017 -

Tips on withdrawal sequencing, maximizing your deductions, and more


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How to Bridge a Retirement Shortfall

August 3, 2017 -

A combination of incremental, not revolutionary, changes can help bridge the gap.


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Key Policy Issues to Watch in the Next Decade

August 3, 2017 -

Americans need better access to retirement plans, help with the drawdown phase.


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Point of View

August 3, 2017 -

Analysis of Q2 2017


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Retirement Planning When There is an Age Gap

May 30, 2017 -

How one partner’s longer life expectancy affects withdrawal rates, asset allocation, Social Security, and more


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Utilizing Grantor Trusts

May 30, 2017 -

When properly drafted, grantor trusts can be a powerful tool for estate planning and wealth transfer.


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5 Best Practices for an Organized Financial Life

April 25, 2017 -

Implementing the right systems can help keep valuable financial records safe, accessible, and organized.


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Point of View

April 19, 2017 -

Analysis of Q1 2017


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20 IRA Mistakes to Avoid

March 23, 2017 -

From contributions to conversions to distributions, do not fall into these traps


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A Tax-Efficient Portfolio Makeover May Be Less Painful Than You Think

March 18, 2017 -

Proper accounting of cost basis is essential to avoid paying more taxes than you need to.


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Life Insurance in Retirement: Who Needs It?

March 16, 2017 -

There are cases where owning life insurance in retirement makes sense


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