Guidance

RESOURCES TO HELP SHAPE YOUR FINANCIAL FUTURE

Learn
These fixed income investments provide interest income based on widely used short-term rates plus an additional percentage.

Apply
Once the reference rate is chosen (such as T-Bill, LIBOR or prime rate) the issuer will add an additional amount, or spread, that it is willing to pay beyond the reference rate.

Achieve
Enjoy more income than short-term investments, minimum payment amounts that protect against declining interest rates, and liquidity.