Guidance

RESOURCES TO HELP SHAPE YOUR FINANCIAL FUTURE

Managing wealth is a complex and ever-evolving subject. Here you will find independent insights into the markets, articles and research on wealth management strategies and tactics, and financial assessment tools to explore.


Point of View

April 19, 2018 -

Analysis of Q1 2018


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Should You Transfer Money From an IRA to an HSA?

March 26, 2018 -

The skinny on this “once-in-a-lifetime opportunity.”


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3 Investing Mistakes to Avoid

March 26, 2018 -

Investors spend a massive amount of time trying to make all the right moves and not enough time avoiding the wrong ones.


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5 Retirement Asset Allocation Pitfalls to Avoid

February 22, 2018 -

No other factor will have a bigger impact on your portfolio's success or failure than your asset-allocation plan.


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How Retirees Are Taxed

February 22, 2018 -

Recent tax reform has put a focus on differences in tax policy among high- and low-tax states.


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Market Commentary: Good Morning, Mr. Powell

February 6, 2018 -

Our take on the recent sell-off


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How Should Younger Investors Think About Social Security?

February 2, 2018 -

We outline some scenarios for Social Security that younger investors can use to determine their own savings rates.


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How to Create a Succession Plan for Your Portfolio

February 2, 2018 -

Follow these key steps for a smooth transition.


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Rebalancing: The Swiss Army Knife in Your Retirement Tool Kit

January 29, 2018 -

Scaling back appreciated equity positions can do more for you than reduce risk.


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Key Provisions of 2017 Tax Reform

January 24, 2018 -

Final provisions of the 2017 tax reform bill and their impact on individual investors and business owners.


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Point of View

January 22, 2018 -

Analysis of Q4 2017


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7 Steps to Estimating Your In-Retirement Cash-Flow Needs

January 22, 2018 -

Rules of thumb may be too high for affluent retirees with high savings rates, but healthcare costs are a major swing factor.


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An Investing History Lesson

December 4, 2017 -

The key going forward is to learn from past behaviors and avoid repeating previous mistakes.


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Good Apples Don't Just Fall From Trees

December 4, 2017 -

We remain committed to a long-term perspective.


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What Happens to Your HSA in Retirement?

November 29, 2017 -

HSA-owning retirees need to think about asset allocation, sequence of withdrawals, and beneficiary designations.


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Should You Make IRA Contributions After 65?

November 29, 2017 -

The longer the holding period, the greater the benefits of making these contributions.


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A Year-End Checklist for Retirees

November 29, 2017 -

Required minimum distributions, mutual fund capital gains distributions, charitable giving, and more.


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Don’t Neglect the Softer Side of Your Estate Plan

October 24, 2017 -

Document and share your wishes for end-of-life care, the care of your pets, the disposition of your tangible assets, and more.


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Calibrate Your Target Savings Rate

October 24, 2017 -

Savings rate rules of thumb are better than nothing, but smart investors customize their own savings targets.


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Point of View

October 12, 2017 -

Analysis of Q3 2017


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